Why You Should Take Social Security at 62


As part of your taxes, you pay into social security, which is the primary source of income for most elderly citizens. You can start collecting social security at 62, but with a reduced income. Despite the reduced pay, about one-third of US citizens collect social security early. Here are a few reasons why you may […]

Everything That You Need to Know About a Silver IRA in 2021

Everything That You Need to Know About a Silver IRA in 2021

Silver often gets overlooked by the average investor as gold is often considered a safer investment. The truth is that investing in silver in 2021 may be a smart decision.

What Is The American Eagle Proof Coin Fair Market Value In 2020?

1 oz American Eagle Gold Proof Coin

The American Eagle coin is the most popular coin in the world. The proof version of this coin is also an extremely popular collector version that is prized by savvy IRA and 401k investors. The reason this coinage is so popular is because it is sold directly by the US mint. Collectors coins are believed […]

7 Things to Consider When Choosing a New IRA Custodian.

Have you recently retired or changed employers? Have you been thinking about rolling over your inactive 401k, 403B or pension plan to an IRA… because you’ll have a much greater selection of investments? Well, choosing the “right” custodian is imperative… because they’re responsible for reporting the value of your account to the IRS every year. […]

Gold News. Investors Shy Away From Bars As Several Recent High Profile News Stories Hit The Airwaves.

There have been enough well publicized cases of long term gold dealers being sold fake bars recently to cause the average investor some real concern. Just recently the Canadian Broadcast Corporation (CBC) reported that a well established gold dealer in Ottawa purchased a gold bar from a local branch of the Royal Bank Of Canada […]

‘Deficit hawk’ Trump nowhere to be seen in 2018

As a Twitter commentator, reality TV star and Republican candidate, Donald Trump railed against Obama-era budget deficits. But instead of tightening the belt, President Trump blew all that away in March when he signed an omnibus spending deal that saw huge increases in spending without corresponding cuts. Six years ago, Trump was harsh on Obama […]

Older Americans Now Work Longer

A Pew Research analysis of the Bureau of Labor Statistics’ 2016 employment data found that older Americans are staying in the labor force, and they are working longer hours. During the second fiscal quarter of 2016, nearly 19 percent of Americans aged 65 years or older reported that they were employed with either a full-time […]

USGS: “Worldwide silver supplies will be depleted by 2025”

The US Geological Survey (USGS) has publicly stated that the world’s silver supply will be depleted by 2025. This will make silver the first widely used industrial commodity to have its in-ground supply exhausted. The world’s top metals research team reports annual shortfall for silver Thomas Reuters GFMS has reported a shortfall in global silver […]

The Problem with 401K Funds

401k funds problems

These three problems in 401K funds may put your retirement goals out of reach More than 52 million Americans participate in a 401K plan with about 515,000 plans across the country. Those plans hold $4.4 trillion and represent nearly a fifth (18%) of the $24 trillion in U.S. retirement assets. 401K funds are truly the […]

The Complete Guide to 403(b) Plans

what is 403b retirement plan

Understand the eligibility requirements and benefits of a 403(b) plan compared to traditional employer-sponsored plans to benefit from this special type of savings vehicle. The catalog of numbers, IRS designations and names for retirement investment plans can border on befuddling. Unless you enjoy reading through mountains of pages from the Internal Revenue Code, you could […]